IntelliCredit
ICBA Preferred Service Provider

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Portfolio Analyzer

With potential credit stress looming ahead, institutions need an easy way to analyze and identify emerging hotspots — and proactively write their own credit script for regulators.

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Better manage your loan portfolio — and credit risk.

Your data can help you. We make it easy and fast.

IntelliCredit can get you up and running quickly when you provide:

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  • Minimum of two recent month-end loan files, preferably one with a quarter-end date.
  • Preferred file structure is the industry standard Interagency Loan Data Request (ILDR) format. More info here.
  • If the ILDR format is not available, any loan data structure can work, including the file structure you provide to auditors and/or regulators for your exam.
  • Accepted file formats in order of preference: csv, .txt, or .xlsx.
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Risk Grade Scale – the scale you use to grade your individual credits.
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Code Mappings – codes for categorizing your loan data and the accompanying descriptions.

Ready to load your loan file? Or, start a free trial? Complete the form.